Stripe Fee Calculator
Stripe Fee Calculator 2026:
Know Exactly What You Keep
Calculate your real profit after Stripe transaction fees, international card charges, and currency conversion costs — for US, UK, Australia, Canada, Germany and more.
- Transaction fee (percentage + fixed fee)
- International card surcharge (+1.5%)
- Currency conversion fee (+1%)
- No monthly fees or setup fees on standard plan
Total Stripe fees: $0.00
Why Calculating Stripe Fees Before Pricing Matters
Even a 2.9% deduction sounds small — until you do the maths at scale. If you process $10,000/month through Stripe at 2.9% + $0.30 per transaction (500 transactions), your fees exceed $440 per month. That's $5,280+ per year leaving your business silently.
For ecommerce sellers, SaaS founders, and service providers, understanding your real Stripe payout before you price helps you:
- Set prices that protect your profit margin after processing costs
- Decide whether to absorb or pass on fees to buyers
- Compare Stripe vs PayPal vs Square for your transaction volume
- Plan international pricing accurately when selling across borders
- Understand the true cost of subscriptions using Stripe Billing (+0.7%)
How This Stripe Fee Calculator Works
Our calculator uses Stripe's publicly available 2026 fee structure to estimate your real net payout. Here's how to use it:
- Select your transaction type — Standard Card, International Card, ACH Debit, or Subscriptions
- Enter your sale amount — the amount your buyer is paying
- Select your country — fees differ significantly by country due to local regulations
- Toggle surcharges — tick international card (+1.5%) or currency conversion (+1%) if applicable
- Add your cost price (optional) — to see your net profit after both Stripe fees and product cost
- See your full breakdown instantly — total fees, what you receive, fee %, and net profit
Stripe Fees by Country (2026)
| Country | Domestic Card | Intl Card | Intl Surcharge | FX Fee | Chargeback |
|---|---|---|---|---|---|
| 🇺🇸 United States | 2.9% + $0.30 | 4.4% + $0.30 | +1.5% | +1% | $15 |
| 🇬🇧 United Kingdom | 1.5% + £0.20 | 2.5% + £0.20 | +1.5% | +1% | £15 |
| 🇦🇺 Australia | 1.75% + A$0.30 | 3.25% + A$0.30 | +1.5% | +1% | A$15 |
| 🇨🇦 Canada | 2.9% + C$0.30 | 4.4% + C$0.30 | +1.5% | +1% | C$15 |
| 🇩🇪 Germany / EEA | 1.5% + €0.25 | 2.5% + €0.25 | +1.5% | +1% | €15 |
| 🇫🇷 France / EEA | 1.5% + €0.25 | 2.5% + €0.25 | +1.5% | +1% | €15 |
Rates verified from Stripe official pricing, updated March 2026. EEA rates are lower due to PSD2 regulated interchange caps. Always verify at stripe.com/pricing.
Stripe Fee Calculators by Country
Stripe fees vary significantly by country. Select your location for exact local rates, worked examples, and a free calculator in your currency.
🚀 Country-specific Stripe fee calculator pages are coming soon. Bookmark this page to get notified when they launch.
For the full global comparison, see our Stripe Fees by Country 2026 guide →
Stripe vs PayPal vs Square — Which Is Cheaper?
| Processor | Standard Rate (US) | UK Rate | Best For |
|---|---|---|---|
| ⚡ Stripe | 2.9% + $0.30 | 1.5% + £0.20 | SaaS, developers, subscriptions |
| 💳 PayPal | 3.49% + $0.49 | 2.99% + £0.30 | Marketplaces, buyer trust, international |
| ◼ Square | 2.6% + $0.10 (in-person) | 1.75% (in-person) | Retail, in-person, small business |
| 💎 Stax | 0% + interchange (subscription) | N/A | High-volume merchants ($10k+/mo) |
For a detailed comparison, read: Stripe vs PayPal Fees — Which Is Cheaper?
Frequently Asked Questions — Stripe Fees 2026
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Compare your Stripe costs against other platforms:
Fee calculations are estimates based on publicly available Stripe rates as of March 2026. Always verify current fees at stripe.com/pricing before making business decisions. See our full disclaimer.